How to Get Free Dental Care

A few decades ago, there were insurance policies that cover almost a thousand dollars of dental fees. Today, this hasn’t changed a bit in spite of the fact that the dental care services cost double or even triple as it did before. The truth is that only a small number of people can afford for the care even if it covered by insurance. It is surprising that some have started opting for tooth extraction rather than paying for the dental work just because of this reason.

The search for free dentistry has been the quest of many. Finding affordable care for dental services within your area is an easy task. However, the problem lies when it comes to finding a dental specialist who offers free plans for you and your family. This may take a while but it could be done if you know the exact places to search for.

The first step in searching for free dental service is to ask people around you. Word of mouth is the quickest and easiest way to find good dental care centers that provide free service. Friends, colleagues and family members may happen to come across these kinds of services. It is best to inquire about the dental care units’ services, the process to avail it, appointment settings and even about their emergency services, if they provide any. Ask about the clinic’s environment and make sure that they offer a relaxing one. This is highly important especially while requesting treatment for your children.

Another great idea to search for a good dental care center is to check out for hospitals and government aided clinics that may use the services of a dentist. Dental schools are another great resource that offers free dental services [http://getfreedental.com/]. These kinds of institutions offer to do a free dental check up and cleaning.

The internet is a powerful resource that you can take advantage of. There are numerous websites that provide you with the list of free dental care centers that could be found in your area. The process is very simple and mostly involves entering your zip code only. There are dental insurance companies that provide free dental care facility. You may inquire about their details and offers from their official websites.

Does Medicare Cover Dental Care?

The answer to the question “Does Medicare cover dental?” is both direct and complicated. In short, you should expect to pay for 100% of the dental services you receive. Medicare does not cover any routine dental procedures like fillings, extractions, cleanings, checkups or dentures.

The complicating factor lies in a section of the Social Security Act which allows Medicare to pay for services related to the periodontium (gums) and alveolar bone structures (tooth sockets). The type of service provided and which physical structures are involved will be the qualifying items to determine whether Medicare will cover all or part of those expenses. It is not related to the merits of dental care nor to the necessity of the procedures. While this may cause some confusion, it is clear that your every day dentist appointment for routine or preventive dental care is not covered by Medicare.

Some of the treatments that Medicare will cover include:

  • Some surgical procedures to reconstruct a ridge at the same time as removing a tumor.
  • Wiring the teeth if it is part of repairing a jaw fracture.
  • Tooth extractions that are done to prepare for radiation treatments involving the jaw.
  • Hospital stays may be covered if they are necessary for emergency dental procedures, even if the specific dental care is not covered.
  • Most dental treatments that are essential to a procedure that is covered, such as reconstructing the jaw after an injury.
  • Dental splints can be covered if they are part of treating a medical condition that is covered, such as dislocated jaw joints.
  • Under specific circumstances, examinations which precede major surgery such as heart valve replacement or kidney transplants. The exam, but not the treatment, is covered because the examination is expected to identify increased infection or risks prior to the complex surgery.
  • Inpatient hospital services if the severity of the dental treatment requires hospitalization. But it does not pay for the dental care itself.
  • Infections which follow tooth extractions may be covered.
  • Inpatient hospital care if you require observation because of a health threatening condition.

It does not matter whether a dental procedure is done at the dentist’s office or in the hospital. If a dental procedure is covered, Medicare covers the care regardless of where it is performed.

Some dental procedures are covered by private supplemental Medicare insurance. In these situations, you certainly need to confer with your insurance provider to clarify the coverage. Often the specific treatment, like tooth extraction, may be covered but the dentures or follow-up care will be excluded.

A brief answer will tell you that dental services may be covered if they are necessary to protect your overall health. But your dental health is not specifically covered by Medicare.

Features Of Medicare Dental Plans

In a world where the number of diseases is constantly increasing, the importance of an insurance cover cannot be compromised with. Having an insurance cover for themselves as well as for their family members is now being seen upon as necessity by the society in general. However due to burgeoning insurance costs, getting an insurance isn’t an easy thing. Thus, many people, in order to save a few bucks, skip dental insurance. They are being penny wise and pound foolish. For, any overlooking of a problem may lead to it becoming a bigger problem, which may cost the people their own lives and a far more expensive medical bill. An optimal solution for people, who want to avoid footing an expensive dental insurance bill, is Medicare dental plans. These plans are unique in the sense of their wide scope of coverage of health conditions. There are different types of Medicare plans available and purchasers should do their share of research on these plans before buying one. The benefit provided by these plans is a reimbursement of the dentist’s bill after the concerned authorities have examined the reports. Generally, these dental plans do not cover mundane dental services like routine checkups, crowning, teeth extraction, filling of cavity or even various teeth implantations. However, there are various other health covers that insure a purchaser’s regular visits to a dentist’s office. The features are mentioned as follows:

• Affordable – These plans are highly affordable and within the reach of almost everyone, which make them highly convenient as well. Moreover, of late a few of the Medicare dental plans have been giving their purchasers insurance against basic dental services. According to this plan, the policy holders are allowed a discount of 50% on the bill of the dentist for a single cavity filling, crowning repairs and a single root canal treatment, at any one time of the year.

• Medical Savings Account – These plans also have the option of opening a medical savings account as an alternative for the coverage of basic dental care. The amount to be credited is extracted from the Medicare account of the person who holds the dental policy.

• Occasions covered under Medicare dental plans-

1. In a kidney transplant or during a surgery for the replacement of heart valves, in case a patient needs dental care services, the same would be covered under the plan.

2. In case, the policy holder is undergoing a jaw surgery and during which he/she needs certain dental services, the bill of both the procedures will be borne by the policy.

3. In case of an accident, if any damage is suffered by the jaws or the teeth, the bill paid for the required treatment, will be reimbursed by the authorities.

4. In the event of the contraction of a tooth infection after the extraction of a tooth or teeth, the expenses will be covered under the Medicare dental plans.

5. For senior citizens, dental care services are offered at subsidized rates or even for free of cost, as per the prevailing circumstances.

6. In case a policy holder requires surgery or extraction of the teeth as a part of an ongoing medical treatment, the bill will be footed by the dental plans.

Low Cost Dental in Florida

Financially disadvantaged people in Florida have a number of options when it comes to low cost or free dental care.The types of services available vary considerably form program to program and various eligibility requirements may apply, with fees often based on income.

For adults, Medicaid provides only emergency services, which basically includes just extractions.

County health departments and community health centers are available in many counties and eligibility and types of services vary.

Families with income below 200% of the federal poverty level (around $35,000 for a family of four), should apply to the KidCare Program for their children. The Kidcare program provides both medical and dental services and information is available at http://www.floridakidcare.org.

The University of Florida College of Dentistry operates several dental clinics across the state. Services by dental students can be provided at rates that may be 30% to 50% lower than those of private dental practices. To be seen, a patients’ dental needs would have to be compatible with the student’s educational needs. The clinic locations include Gainesville, Hialeah, St. Petersburg and a pediatric dental center in Naples. More information is available at http://www.dental.ufl.edu/patients/.

Finally, a non-profit organization known as Dentistry from the Heart has enlisted dental practices from across the country to sponsor free dental events for their communities. Services most commonly offered include cleanings, fillings and extractions.

Upcoming events are scheduled at Cosmetic Dentistry of South Florida in Cape Coral on Feb 18, and another at the offices of Dr Stephen Dunn DDS of Ocala on March 18, 2011.